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Coventry Building Society
Halifax
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Barclays
Nationwide
Santander
HSBC
Natwest

As an FCA regulated business we advise and arrange regulated mortgage contracts – we are not a lender.

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Whether you’re looking to buy or sell, it is important to understand your mortgage options.

Staying with your current lender or changing lender, can be beneficial depending on your mortgage needs.

Mortgage rates, products and criteria change often, this is why a mortgage adviser can be beneficial for you.

If you’re a first time buyer, home mover or looking for mortgage advice, Dependable has got you covered.

Mortgage FAQ’s

Independent mortgage advisers have a wide knowledge of the mortgages available from different lenders. They can search the market on your behalf and recommend the best deal.

To find these deals on your own involves a lot of research and talking through your circumstances many times with different lenders.

An adviser might also be able to find a deal you can’t find on your own. They can also improve your chances of being accepted for a mortgage as they’ll know which lenders are best suited to your particular circumstances.

A mortgage in principle or an agreement in principle is a confirmation of how much a bank or building society is prepared to lend to you based on the information you’ve provided. This can help show that you’re ready to buy when it comes to making an offer on a property.

However, it’s important to remember that a mortgage in principle is not a guarantee that an offer will be made. A lender can still refuse or reduce the amount at the point you come to make a full mortgage application, as this will assess your full credit history and financial situation at the time of application.

Often when making an offer on a property estate agents will request your AIP (agreement in principle) before an offer can be submitted.

Dependable Mortgages have a wealth of experience in all types of mortgages. Ranging from first time buyers, home movers, debt consolidation or bad credit, Dependable Mortgages have got you covered. A mortgage is one of the biggest, if not the biggest, financial commitments you will make, so speak to one of our experienced mortgage advisers to take the stress out of the mortgage process.